Why an AI Readiness Review Is Essential for Your Commercial Lending Business 
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Why an AI Readiness Review Is Essential for Your Commercial Lending Business 

ByNilesh Chavda

AI is changing the commercial lending industry by providing enormous potential for improving decision-making, lowering risks, and streamlining operations. However, it’s crucial to make sure your company is confidently prepared for this change before embracing AI. AI on its own doesn’t guarantee results and using it without first determining your level of readiness can result in missed opportunities and squandered money.  AI readiness…

The CxO Playbook for Deploying AI Agents for Underwriter Decisioning 
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The CxO Playbook for Deploying AI Agents for Underwriter Decisioning 

ByNilesh Chavda

As pressure mounts to accelerate decisions and reduce operational costs, CxOs in lending and leasing are turning to AI agents to modernise underwriting. These intelligent, goal-driven systems offer more than just automation. They reshape how credit decisions are made, blending speed with control and compliance. This playbook outlines how to strategically deploy AI agents across…

The Commercial Underwriter: Transformed by AI Agents
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The Commercial Underwriter: Transformed by AI Agents

ByNilesh Chavda

The commercial underwriter has long been the linchpin of the lending process-the skilled professional who evaluates risk, ensures compliance, and ultimately determines whether a business receives the capital it needs to grow. Traditionally, this role has been defined by meticulous paper-based workflows, manual verification processes, and a constant juggling of priorities. In the past, the…

Agentified Underwriter Decisioning for Commercial Asset Finance
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Agentified Underwriter Decisioning for Commercial Asset Finance

ByNilesh Chavda

In commercial asset finance, lending, and leasing, the underwriting process is both the gatekeeper of risk and the engine of growth. Yet, all too often, it is slow, fragmented, and frustrating for both applicants and internal teams. With the rise of agentified and automated decisioning dashboards, the sector is finally poised to deliver the efficiency,…

What Is an AI Agent? A Practical Guide for Asset Finance and Leasing Leaders
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What Is an AI Agent? A Practical Guide for Asset Finance and Leasing Leaders

ByNilesh Chavda

If you’ve spent time in AI or tech circles recently, you’ve likely come across the term AI agent. It’s more than just a trending phrase, it signals a shift in how work is done. The business landscape is entering a new era, driven not just by artificial intelligence (AI), but by agentic AI autonomous, goal-driven…

Building an AI Agent for Underwriter Decisioning in 6 Days 
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Building an AI Agent for Underwriter Decisioning in 6 Days 

ByNilesh Chavda

At VIP Apps Consulting, our approach is built on three core principles: Value, Innovation, and Process. These principles guide everything we do, whether we’re advising on Enterprise solutions or turning innovative ideas into real outcomes. Our team has decades of experience in Asset Finance, Lending, and Leasing, which gives us a deep understanding of the…