The Evolution of Portals: A Personal Journey in Digital Transformation
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The Evolution of Portals: A Personal Journey in Digital Transformation

I’ll never forget my early days at BT in the 2000s, working with an incredible team to build what were then industry leading portals. We developed two very different systems, and looking back, connecting the dots, they have shaped my entire approach to digital problem solving. Firstly, the consumer portal transformed how everyday customers interacted…

The CxO Playbook for Deploying AI Agents for Underwriter Decisioning 
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The CxO Playbook for Deploying AI Agents for Underwriter Decisioning 

As pressure mounts to accelerate decisions and reduce operational costs, CxOs in lending and leasing are turning to AI agents to modernise underwriting. These intelligent, goal-driven systems offer more than just automation. They reshape how credit decisions are made, blending speed with control and compliance. This playbook outlines how to strategically deploy AI agents across…

The Commercial Underwriter: Transformed by AI Agents
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The Commercial Underwriter: Transformed by AI Agents

The commercial underwriter has long been the linchpin of the lending process-the skilled professional who evaluates risk, ensures compliance, and ultimately determines whether a business receives the capital it needs to grow. Traditionally, this role has been defined by meticulous paper-based workflows, manual verification processes, and a constant juggling of priorities. In the past, the…

Agentified Underwriter Decisioning for Commercial Asset Finance
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Agentified Underwriter Decisioning for Commercial Asset Finance

In commercial asset finance, lending, and leasing, the underwriting process is both the gatekeeper of risk and the engine of growth. Yet, all too often, it is slow, fragmented, and frustrating for both applicants and internal teams. With the rise of agentified and automated decisioning dashboards, the sector is finally poised to deliver the efficiency,…

What Is an AI Agent? A Practical Guide for Asset Finance and Leasing Leaders
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What Is an AI Agent? A Practical Guide for Asset Finance and Leasing Leaders

If you’ve spent time in AI or tech circles recently, you’ve likely come across the term AI agent. It’s more than just a trending phrase, it signals a shift in how work is done. The business landscape is entering a new era, driven not just by artificial intelligence (AI), but by agentic AI autonomous, goal-driven…

Building an AI Agent for Underwriter Decisioning in 6 Days 
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Building an AI Agent for Underwriter Decisioning in 6 Days 

At VIP Apps Consulting, our approach is built on three core principles: Value, Innovation, and Process. These principles guide everything we do, whether we’re advising on Enterprise solutions or turning innovative ideas into real outcomes. Our team has decades of experience in Asset Finance, Lending, and Leasing, which gives us a deep understanding of the…

Document AI for Asset Finance: Cheat Sheet

Document AI for Asset Finance: Cheat Sheet

In today’s digital age, businesses are constantly bombarded with documents. From invoices and contracts to loan applications and tax forms, the sheer volume of paperwork can be overwhelming. This can lead to errors in data entry, slow processing times, and missed opportunities. Document AI is a powerful technology that can help businesses automate document processing…

Why Automated Document AI Solutions Need Humans

Why Automated Document AI Solutions Need Humans

The rise of AI has ignited a revolution in document processing across all industries. Within Asset Finance, automation powered by Document AI promises significant benefits: streamlined workflows, reduced processing times, and cost savings. Whilst AI undeniably possesses impressive capabilities, a critical misconception sometimes shows up in boardrooms; the one of fully autonomous document processing. Here’s…

Automation and AI: The Path to Efficiency and Insights in Leasing and Asset Finance
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Automation and AI: The Path to Efficiency and Insights in Leasing and Asset Finance

Automation and artificial intelligence (AI) have created a transformative era in leasing and asset finance, where efficiency reigns supreme, and data-driven decisions have become the norm. The industry is witnessing a profound shift towards integrating AI to streamline operations and mitigate risks. By harnessing the power of AI algorithms, businesses gain access to invaluable insights…

Behind the Scenes: Crafting Superior Digital User Experiences (UX) From Within
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Behind the Scenes: Crafting Superior Digital User Experiences (UX) From Within

In today’s business landscape, the shift towards customer-centric strategies is clearly evident in the success stories of companies that prioritise excellent Customer Experiences (CX). The benefits, including higher revenues, lower costs, and increased loyalty, have become undeniable. However, as organisations focus on refining direct interactions with external clients, a critical aspect often overlooked is the…