The Evolution of Portals: A Personal Journey in Digital Transformation
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The Evolution of Portals: A Personal Journey in Digital Transformation

I’ll never forget my early days at BT in the 2000s, working with an incredible team to build what were then industry leading portals. We developed two very different systems, and looking back, connecting the dots, they have shaped my entire approach to digital problem solving. Firstly, the consumer portal transformed how everyday customers interacted…

The CxO Playbook for Deploying AI Agents for Underwriter Decisioning 
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The CxO Playbook for Deploying AI Agents for Underwriter Decisioning 

As pressure mounts to accelerate decisions and reduce operational costs, CxOs in lending and leasing are turning to AI agents to modernise underwriting. These intelligent, goal-driven systems offer more than just automation. They reshape how credit decisions are made, blending speed with control and compliance. This playbook outlines how to strategically deploy AI agents across…

The Commercial Underwriter: Transformed by AI Agents
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The Commercial Underwriter: Transformed by AI Agents

The commercial underwriter has long been the linchpin of the lending process-the skilled professional who evaluates risk, ensures compliance, and ultimately determines whether a business receives the capital it needs to grow. Traditionally, this role has been defined by meticulous paper-based workflows, manual verification processes, and a constant juggling of priorities. In the past, the…

Agentified Underwriter Decisioning for Commercial Asset Finance
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Agentified Underwriter Decisioning for Commercial Asset Finance

In commercial asset finance, lending, and leasing, the underwriting process is both the gatekeeper of risk and the engine of growth. Yet, all too often, it is slow, fragmented, and frustrating for both applicants and internal teams. With the rise of agentified and automated decisioning dashboards, the sector is finally poised to deliver the efficiency,…

What Is an AI Agent? A Practical Guide for Asset Finance and Leasing Leaders
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What Is an AI Agent? A Practical Guide for Asset Finance and Leasing Leaders

If you’ve spent time in AI or tech circles recently, you’ve likely come across the term AI agent. It’s more than just a trending phrase, it signals a shift in how work is done. The business landscape is entering a new era, driven not just by artificial intelligence (AI), but by agentic AI autonomous, goal-driven…

Building an AI Agent for Underwriter Decisioning in 6 Days 
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Building an AI Agent for Underwriter Decisioning in 6 Days 

At VIP Apps Consulting, our approach is built on three core principles: Value, Innovation, and Process. These principles guide everything we do, whether we’re advising on Enterprise solutions or turning innovative ideas into real outcomes. Our team has decades of experience in Asset Finance, Lending, and Leasing, which gives us a deep understanding of the…

Unlocking the Potential of AI-Driven Automation: A Strategic Approach for Asset Finance

Unlocking the Potential of AI-Driven Automation: A Strategic Approach for Asset Finance

The Asset Finance, Lending and Leasing sector is undergoing a methodical yet significant transformation driven by the gradual integration of artificial intelligence (AI) and automation into their operations. Traditionally, this sector has been characterised by stability and a reliance on well-established processes. As a result, it has often been slower to adopt new technologies than…

Document AI for Asset Finance: Cheat Sheet

Document AI for Asset Finance: Cheat Sheet

In today’s digital age, businesses are constantly bombarded with documents. From invoices and contracts to loan applications and tax forms, the sheer volume of paperwork can be overwhelming. This can lead to errors in data entry, slow processing times, and missed opportunities. Document AI is a powerful technology that can help businesses automate document processing…

Why Automated Document AI Solutions Need Humans

Why Automated Document AI Solutions Need Humans

The rise of AI has ignited a revolution in document processing across all industries. Within Asset Finance, automation powered by Document AI promises significant benefits: streamlined workflows, reduced processing times, and cost savings. Whilst AI undeniably possesses impressive capabilities, a critical misconception sometimes shows up in boardrooms; the one of fully autonomous document processing. Here’s…